Private Organization Accreditation

Debt Education and Certification Foundation (DECAF), a private non-profit 501(c)(3) organization, provides high-quality financial education and counseling, with nationwide outreach throughout the U.S. DECAF is HUD-approved, and recognized as one of the 100 Best Companies to Work for in Texas.


Holy Family Institute

Sister Linda Yankoski, President/CEO

The Council On Accreditation provides all stakeholders involved in the delivery of social services the assurance that the organization is credible, effective, and is committed to quality improvement. The COA process is an important tool for anyone involved in leading an organization to establish best practices and maintaining and updating these practices over time.
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Customers acquire the tools and resources needed to effectively navigate the military lifestyle, improve individual and family functioning, and promote positive adjustment and military family readiness. 

MIL-MLSE 6: Transition Assistance Program (TAP)

The MFR program coordinates access to an array of workshops, assessments, services, and supports to prepare separating Service members and their families for the transition from active duty to civilian life.

Interpretation: For the purposes of these standards "separating Service members" refers to discharged, released from active duty, or retiring men and women, both officer and enlisted. Transition services may also be offered to Department of Defense civilian personnel and their spouses under specific situations when regulation permits. In some cases, access to specific TAP benefits may be limited due to length or character of service.

NA TAP is available only through referral to providers outside the MFR program.

Rating Indicators
Full Implementation, Outstanding Performance
A rating of (1) indicates that the programs’ practices fully meet the standard and reflect a high level of capacity.  All elements or requirements outlined in the standard are evident in practice, with rare or no exceptions; exceptions do not impact service quality and/or overall performance.
Substantial Implementation, Good Performance 
A rating of (2) indicates that a programs’ infrastructure and practices are basically sound but there is room for improvement. The majority of the standard's requirements have been met and the basic framework required by the standard has been implemented.  Minor inconsistencies and practices that are not fully developed are noted, however, these do not significantly impact service quality and/or overall performance.
Partial Implementation, Concerning Performance
A rating of (3) indicates that significant aspects of the programs’ observed infrastructure and/or practices require significant improvement. The program has not implemented the basic framework of the standard but instead has in place only part of this framework. Omissions or exceptions to the practices outlined in the standard occur regularly, or practices are implemented in a cursory or haphazard manner.  Service quality or program functioning may be compromised. Capacity is at a basic level.
Unsatisfactory Implementation and Performance
A rating of (4) indicates that implementation of the standard is minimal or there is no evidence of implementation at all. Observed infrastructure and practices are weak or non-existent; or show signs of neglect, stagnation, or deterioration.

Please see Rating Guidance for additional rating examples. 

Table of Evidence

Self-Study Evidence On-Site Evidence On-Site Activities
No Self-Study Evidence
    • See description of the Transition Assistance Program (TAP) submitted in the Service Narrative (MIL-MLSE 6.01, MIL-MLSE 6.02, MIL-MLSE 6.03, MIL-MLSE 6.04, MIL-MLSE 6.05)
    • Documentation of pre-separation counseling (e.g. customer files, completed DD Form 2648 or 2648-1, completed DD Form 295, Individual Transition Plans, etc.) (MIL-MLSE 6.01, MIL-MLSE 6.02)
    • Informational material provided to customers (MIL-MLSE 6.04)
    • Statistics on separating Service members for the past two quarters (MIL-MLSE 7.01)
    • Copies of established MOUs with DOL and VA
    • Interview:
      1. MFR Program director (MIL-MLSE 6.02)
      2. Relevant staff (MIL-MLSE 6.02)
      3. Individuals or families served (MIL-MLSE 6.02)

  • MIL-MLSE 6.01

    The MFR program provides pre-separation counseling to eligible Service members to:

    1. complete their Preseparation Counseling Checklist; and
    2. develop an Individual Transition Plan that identifies their transition objectives or goals and a plan for meeting them. 

  • MIL-MLSE 6.02

    The MFR program documents pre-separation counseling using DD Form 2648 or DD Form 2648-1 and completed forms are:

    1. signed by the customer and his or her counselor;
    2. offered to the customer; 
    3. updated to reflect progress; and
    4. filed in accordance with DoD or Service policy guidelines. 

  • MIL-MLSE 6.03

    The MFR program assists the separating service member in translating his or her military skills, training, and experience into civilian credentials.

    Interpretation: As part of translating military skills, training, and experience, counselors should refer customers to the Verification of Military Experience and Training (VMET), “Application for the Evaluation of Learning Experiences During Military Service" (DD Form 295) and “O*NET.”

  • MIL-MLSE 6.04

    The MFR program provides customers with information on transition related services, including:

    1. relocation assistance;
    2. personal financial management;
    3. employment assistance including career coaching and planning, resume writing, interview preparedness, and job search strategies;
    4. identifying transition benefits for which they may be eligible;
    5. military and civilian social service resources; and
    6. non-medical individual and family counseling.

    Interpretation: The Department of Labor Employment Workshop, a mandatory component of Transition GPS, satisfies element (c) of this standard. Mandatory VA benefits briefings and relevant components of the GPS Core curriculum satisfy elements (b) and (d) of this standard. 

  • MIL-MLSE 6.05

    The MFR program supports delivery of Department of Labor (DOL) and Veteran’s Affairs (VA) sponsored workshop and briefings in accordance with established Memoranda of Understanding (MOU) by: 

    1. providing a local level point of contact and coordinator;
    2. providing appropriate classroom accommodations;
    3. providing staffing as needed;
    4. registering workshop participants according to pre-established priority considerations and providing an attendee list to workshop facilitators;
    5. assisting DOL and VA in monitoring the delivery and quality of workshops and briefings;
    6. collecting and reporting quarterly data on projected separations and actual separations to ensure sufficient workshops are provided to meet demand; and
    7. providing additional support as needed according to established MOU.

    Interpretation: The role of the program will vary given the local availability of the DOL and the VA and established MOUs.

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